Q: If I have more than $400,000 to invest, can I participate in both your Jupiter and Saturn program?
A: Yes, as long as you maintain a minimum of $200,000 for each and you sign two advisory agreements.

Q: Can I participate in both your public and private programs?
A: Yes, as long as the minimum asset size for each program is maintained and you sign two advisory agreements.

Q: If I am not a US citizen, can I employ your services?
A: Generally speaking, yes. However, there could be issues regarding brokerage placement if you do not have a US broker. Please contact us directly for more information.

Q: Do you manage portfolios on a non-discretionary basis?
A: Privately managed accounts can be non-discretionary where we contact the client for prior approval of any proposed transactions. In all other respects, non-discretionary accounts are treated the same as discretionary accounts.

Q: Do you compensate any person for client referrals?
A: At the current time we do not. However, should that change in the future, any referred client would be so notified in writing of the details of any direct or indirect compensation in advance of a signed contract.

Q: Can you manage money for corporations as well as for individuals?
A: Yes. Please accompany your application with a corporation resolution as required along with any special instructions.

Q: Do you plan on offering other programs in the future?
A: Yes. Please contact us in writing, email or fax if you would like to put on our mailing list for future offerings.

Q: I currently have about $250k in the stock market. If I need to make liquid some holdings before I can have you manage - can you advise me on what to sell if, for instance, I wanted to start out with $200k under your management?
A: You can transfer both stock and cash to meet the $200,000 minimums. I can offer you an opinion as to which stock to sell and which to hold. This selling can be done either in your present account, or after stock is transferred to your new account

Q: I don't know what publicly managed means and need this defined.
A: It means all Jupiter or Saturn accounts are managed alike and eventually have similar holdings.

Q: Can I put my IRA into a Jupiter account?
A: Yes, but certain potential aspects like shorting, which are not appropriate or allowed for IRA's, will not be done. In other respects, they will mirror Jupiter Fund philosophy.

Q: If you manage my money, do I get a discount on my Wall Street, Next Week subscription?
A: Yes, we offer a 50% courtesy discount to clients.

Q:  Can I have more information on your SRI or Neptune investment style?
A:  First, I would recommend reading our SRI post on Socially Responsible Investing .  We plan on this being a "Cosmic Environment Fund", which will have about 50% in established “classical” SRI companies, primarily from the environmental, successor energy, natural foods and alternative health sectors. Up to 25% would be emerging small cap and microcap companies with higher risk.  The remaining stocks would be selected from relatively clean industries, although some might fail some passive “sainthood” screens.  While we believe our TOTAL returns would be bench marked and respectable, they may be less than those of our Jupiter investments, which are more unrestricted in scope. I personally do not buy the current SRI line that there is no cost to investing with a conscience. However, personally, I don't mind a small sacrifice in portfolio returns in exchange for aligning my pocketbook with the cosmos and helping the planet I live on.

Q: If I wish to withdraw cash from my account, do I need to notify you first?
A: Since we carefully allocate cash levels, a large unanticipated withdrawal of cash could mean we may be forced to sell stock at less than the best price or that we will not have cash on hand to buy stocks when they reach our target prices.  We therefore ask that you let us know in advance your needs. Naturally, should an emergency arise, we will do our best accommodate your requirements.

Henry Weingarten (212) 949-7211 FAX: (212) 949-7274 money@afund.com