INDIVIDUALLY MANAGED ACCOUNTS

Account size minimums: $1,000,000

ANNUAL ADVISORY FEES

Trading Accounts 1.5%

Investing Accounts 1.2% up to 5 Million, .5% above.

The annual fee is based on the assets under management. Fees are calculated and charged quarterly, payable in advance The annual fee is based on the assets under management. Fees are calculated and charged quarterly, payable in advance to the advisor either by direct payment from the investor or by authorized payment of fees from the Investor's fund account.

Under unique circumstances, I sometimes accept accounts below this amount or reduce fees (such as related persons of existing clients).

HOW TO SET UP AN ACCOUNT

All our accounts are safe kept by a brokerage house or bank.

Often accounts will remain with the account executive you have as long as you are happy with the relationship. Alternately, I can also offer suggestions if you are unsure of the proper resting place for your investments.

You will be signing both a general contract agreement between you and us, and a limited power of attorney that allows us to call your account executive or bank to place trades. The limited power does not allow us to remove securities or cash from the account. This power always stays with you.

PUBLIC ACCOUNT PROGRAMS

Currently I am offering a Jupiter, Saturn and Neptune program.

Our Jupiter program is higher risk/reward and offers more aggressive management style.

Our Saturn program employs a lower risk, more conservatively managed style.

Our Neptune program is a medium risk SRI investment style.

All accounts in each program will be managed in a similar manner and will on the average have between 10-25 holdings at any given time. All invest globally for cosmic value and employ financial astrology for market timing and stock selection.
 

ANNUAL ADVISORY FEES

JUPITER accounts: FIRST YEAR 1.5% SUBSEQUENT 1.5%

SATURN accounts: FIRST YEAR 1.5% SUBSEQUENT 1%

NEPTUNE accounts: FIRST YEAR 1.5% SUBSEQUENT 1%

The annual fee is based on the assets under management. Fees are calculated and charged quarterly, payable in advance to the advisor either by direct payment from the investor or by authorized payment of fees from the Investor's fund account.

You will be signing both a general contract agreement between you and us, and a limited power of attorney form that allows us to call your account executive or the bank to place trades. The limited power does not allow us to remove securities or cash from the account. This power always stays with you